In 2011, Retail Capital was established to provide businesses with an alternative funding solution to traditional small business loans. As the market leader in South Africa, we have advanced over R3bn to more than 22,000 businesses.
Our funding is accessible, flexible and convenient. We do not require security, there are no restrictions on the use of the funds and all costs are fully transparent and agreed up front. We partner with our customers, linking payments to business turnover so that they match the cash flow cycles of the business to ensure affordability.
Each advance is tailored to the specific needs of each business owner and all costs are fully transparent and are agreed up front.
- Based on your business’s average turnover, we calculate the advance that your business qualifies for.
- The advance is paid into your bank account for you to use in any way.
Application processOur application is digital and seamless, and the funds can be in your account within 5 days.
Apply here:
Retail Capital application